【CCL资料】CCL Business 商业背景知识音频资料（一：Avoiding scam）
Updated: Sep 5, 2019
今天我们一起来学习CCL Business 话题中的消费者事务话题：
Avoiding scam 避免受骗
2. 听音频：音频由口音纯正的老师亲自录制，重点抓取文本里中英双译的key words，记录单词并积累单词。
*本段英文音频及文本资料加入了更多关于assurance of support的信息。
Being Scam Savvy
Scammers are often professional criminals. Anyone can fall for a scam, because scammers are getting smarter and using more sophisticated tricks to dupe thousands of Victorians every year.
In 2018, Victorians made more than 39,000 reports of scams, up from 33,000 the previous year. They also reported losses of more than $20 million.
2. Investment scams
Investment scammers may contact you offering unsolicited advice on investment opportunities such as shares or property. They make claims that an investment is risk-free, or that it will quickly make you rich. They say you need to act immediately, or you will miss out.
Scammers may also use advertising or ‘free’ investment seminars to promote their schemes.
To protect yourself:
-do not respond to unsolicited calls or emails offering investment opportunities
-be suspicious of investments that promise a high return with little or no risk
-get independent financial advice before making investment decisions.
3. Phishing – check their details before they get yours
Phishing scammers may contact you by phone, email, text message or social media. They pretend to be a business that you have an account with - such as your bank, phone company or internet provider - and ask you to provide or confirm your personal details.
If you give the scammer your details, they can use them to steal your identity and your money.
To protect yourself:
-don’t provide any information
-contact the business independently to check whether the call or message is genuine.
4. Keep these tips in mind when you are online:
-Watch out for unsolicited emails or phone calls from scammers pretending to be from a government agency, bank or other well-known organisation, saying you owe money.
-Scammers often threaten that if you do not pay immediately, a warrant will be issued for your arrest. Check with the organisation by contacting them directly.
-Be wary of online sellers offering goods and well-known brands at extremely low prices.
-If you’re selling items online, do not follow the links in a payment notification email to check whether the payment has arrived - log into your account directly.
-When dating online, don’t send money to someone you have never met, even if you have spoken to them or received gifts from them.
-If you are searching for rental properties online, always inspect the property you want to rent before signing a lease agreement or sending any money.
-Be wary of unsolicited emails saying you have unclaimed funds or are owed money.
-Do not let anyone pressure you into making quick investment or financial decisions.
-Never send money or bank details to claim a prize.
-If you get a call out of the blue from someone saying they need to access your computer to repair it, hang up - it may be a scam. Get a professional to check your computer if you think it needs repairing.
Stevie’s scam school video